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An annuity is a specified income payable at stated intervals for a fixed period. An immediate annuity allows you to start drawing money from the fund immediately after establishing it otherwise it will be held for distribution.

Contributing to an annuity is very flexible and can be tailored to meet your needs. Deposits may occur in one large amount, over a period of time and in equal amounts, or over a period of time in variable amounts. Annuities may be either tax qualified or non-qualified but in either case the accumulation is tax deferred.

In today's market, many people choose to roll their retirement plans into an IRA Annuity for higher earnings and more control over the distribution.

With proper purchase and good planning an annuitiy can help prevent estate tax problems and provide support for multiple generations.

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